GREFPAC is your "go-to" resource to learn the latest news and trends in mortgage fraud. We also help keep you current on the regulations and rules that affect our industry.

Join Us
Wednesday, September 2, 2015
GREFPAC's Quarterly Educational Meeting.

The Atlanta Junior League
3154 Northside Pkwy. NW
Atlanta, GA 30327

"What to do when the CFPB or your state regulator comes a knockin"
Terry Franzen and Michelle Canter will discuss how to prepare for and respond to a CFPB or state examination. Come hear tips from the experts and share your experiences with your colleagues.

Therese G. Franzén, a founding partner of Franzén & Salzano, manages the firm's consumer financial services litigation and employment law practice. Terry has served in numerous leadership positions including Chair of the American Bar Association's Consumer Financial Services Committee, Fellow and member of the Board of Regents of the American College of Consumer Financial Services Attorneys, member of Governing Committee of the Conference on Consumer Finance Law, and President and General Counsel of the Georgia Real Estate Fraud Prevention and Awareness Coalition.  She graduated summa cum laude with honors from the University of Georgia, received her law degree from the University of Georgia School of Law. Prior to founding Franzén and Salzano, P.C. in 1997, Terry served as General Counsel at Fleet Finance.

Michelle Canter, a partner with Bradley Arant Boult Cummings, offers clients operational counsel in loan originations and servicing combined with more than 20 years of experience in compliance, regulatory enforcement, and litigation. Her particular experience in the default-servicing arena includes defending servicers during exams and enforcement actions by the CFPB, prudential regulators, and state regulators, as well as audits by HUD, Fannie Mae, Freddie Mac, and other investors. Michelle leadership roles have included President for the Georgia Real Estate Fraud Prevention and Awareness Coalition (GREFPAC), steering committee member for MBA's Litigation Subcommittee, and Vice-Chair of the Mortgage Action Alliance of the Mortgage Bankers Association.

Bring your questions!
GREFPAC is honored to bring you this unique hands-on opportunity.

Networking at 9:30am

Announcements, Program, Question and Answers
10:00am - 12 Noon

Complimentary meeting for members and guests

Since its founding in 2001, GREFPAC has provided quality education programs for real estate professionals, the lending industry, appraisers, concerned citizens, law enforcement, and federal and state regulators about identifying and preventing real estate fraud.

Our Quarterly Meetings help fulfill GREFPAC's goal to increase awareness of and prevent real estate fraud, especially mortgage fraud.

Through their commitment, GREFPAC's Coalition of Stakeholders in the mortgage lending process celebrated Georgia's recovery from its #1 mortgage fraud ranking.

Your attendance at the Educational Meetings evidences your personal commitment to help stop fraud.

GREFPAC's greatest strength lies in its ability to bring together people from every profession involved in the real estate industry, citizens from impacted communities, government officials, law enforcement, and prosecutors. 

It is only by providing a common link among these diverse groups that we can maintain the level of communication, understanding, and cooperation necessary to continue the good fight against fraud.


mbag_150 GREFPAC is a proud partner of MBAG

The Mortgage Bankers Association of Georgia is a leader in Georgia’s real estate finance industry. Our Mission is to promote the highest professional and ethical standards, provide education and industry-wide networking opportunities and act as one of the industry’s leading voices on legislative and regulatory issues.


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GREFPAC Appreciates the Support of its Sponsors
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Richard C. Wayne & Associates, P.C.



Brand Mortgage - CBC National Banking  - Chicago Title Insurance -
Dickenson Gilroy LLC - Essent Guaranty, Inc.-  First American Title Insurance -
Gateway Compliance - Ga. Real Estate Closing Attorney's Ass'n (GRECAA) -

Morris | Schneider | Wittstadt, LLC - Market Valuation Services - 
Old Republic Title Insurance -
Stewart Title Guaranty Company -
Taylor English Duma LLP - Valuation Management Group